Agriculture/Farm

Agribusiness Coverage Chubb Agribusiness insurance provides protection against basic, broad and special perils for a wide variety of farm risks including: • Dwellings • Farm Buildings • Recreational Vehicles • Hay • Machinery and Other Equipment • Automobiles and Farm Trucks • Livestock Customized Coverage These coverages can be further tailored to meet the needs of each individual insured. Initially, we offer three levels of coverage: Standard, Select, and Select Plus. From there, each insured can further customize his/her plan through a variety of coverages including: • Liability Limits and Coverages • Extended Replacement Cost • Replacement Cost – Contents • Pollutant Cleanup and Removal • Farm Extra Expense • Livestock Care, Custody, and Control Types of Farms Covered • Equine Operations • Hobby Farms • Dairy Farms • Grain and Other Crop Farms • Small to Mid-sized Hog Confinements • Hay Operations • Vegetable, Fruit and Nut Operations • Cattle Operations Getting Started At Chubb Agribusiness, we want to make the insurance approval process as quick and easy as possible. Please contact your local Chubb Agribusiness agent to receive a quote, submit an application or request further information. Premium Payments Because we sincerely care about and value our customers, our goal is to ensure that all insureds have the protection they need, at affordable prices. We offer a variety of options for premium payment including flexible billing plans and online bill pay.

Business Auto

Commercial vehicle operations can present significant risk to an organization. The Chubb Risk Engineering Services approach is customized to address the specific exposures of each fleet whether comprised of automobiles for a sales team, shuttle vans for guests or staff, vans for equipment installers, or interstate commercial motor vehicles hauling goods. Each crafted program includes a variety of services, tools, resources, and training programs to help identify and minimize potential losses. Services and training are available for many topics, including: – Fleet safety policies – Accident investigation – Accident trend analysis – Defensive driving – Driver recognition programs – Driver safety awareness – Driver selection and management policies – Vehicle preventative maintenance – Private passenger safety – 15-passenger shuttle vans – Cargo and delivery vans – Truck driver/operator safety Discount programs for Chubb clients are available with: – CLMI – Coaching Systems – JJ Keller

Crimes, Bonds, Surety, Fidelity

Whether you need large individual commercial surety bonds or bonds in multiple states, Chubb’s account-based underwriting approach offers a customized solution to meet your unique needs. Commercial Surety Bond Benefits Committed to providing surety bond solutions and services for more than 130 years Global surety bond issuance capabilities, where legally permissible Coordination of clients’ insurance needs through the Chubb network of products and services Ability to accept cash, letters of credit and other liquid collateral facilities Commercial Surety Bond Coverage We specialize in underwriting the following types of commercial surety bonds: Supply/Supply and Install Customs License and Permit Lost Instrument Fiduciary and Litigation Performance and Payment Bonds for Service Contractors Subdivision Bonds Court Bonds Reclamation Bond Closure/Post-Closure Bonds Workers Compensation Miscellaneous (Traditional Surety Only) Commercial Surety Bond Limits Limits on a per account basis Higher limits available through partially or fully secured facilities Commercial Surety Bond Client Profile Public and strong private companies, including Manufacturers Municipal solid waste haulers Service contractors Transportation firms Aerospace companies Pharmaceutical companies Energy firms Oilfield services firms Coal and metals mining companies IT consulting firms Financial institutions Concessionaires Reverse flow business Larger, privately held companies National and regional brokers

D&O, E&O, EPLI, Cyber

Today, businesses face numerous cyber risks; many of which are shared systemic cyber risks that apply across a broad array of businesses. These systemic exposures can lead to widespread events and result in catastrophic losses. Addressing these enterprisewide risks requires an enterprise-wide solution: Chubb’s Cyber Enterprise Risk Management (Cyber ERM). With Cyber ERM and Chubb’s approach to Widespread Event coverage, businesses can tailor insurance to their unique exposures and needs, providing for greater coverage certainty and also providing long term stability in the cyber insurance marketplace. Coverage Highlights Competitive Advantages Leading provider of cyber risk solutions since first product was launched in 1998. Innovative, highly customizable risk solutions to address clients’ unique needs, regardless of size, industry or type of risk. No minimum premiums. Premiums scale for all sizes of risks based on the scope of coverage and limits. Cybercrime coverage by endorsement or provided under separate policies from Chubb’s industry-leading Fidelity and Crime products. Cyber Incident Response Expenses, with expansive consumer-based solutions that are more robust than minimum regulatory requirements. Online quoting and real-time policy issuance for eligible small risks. Referred risks will receive fast turnarounds from your Chubb underwriter. Innovative coverage designed to address evolving regulatory, legal, and cybersecurity standards and built to consider future changes. Easy-to-read form is aligned with the flow of a typical cyber incident in order to aid decision-making throughout. Coverage Territory applicable worldwide to address continued evolution of hosting and data storage. New Endorsements Introduced in 2021 Widespread Event Endorsement addresses events with widespread impact, affecting parties with no relationship to the Insured. Similar to how flood and earthquake risks are addressed in property policies— coverage, limits, retentions, and coinsurance can be tailored for all Widespread Events, or by specific peril: – Widespread Severe Vulnerability Exploits – Widespread Severe Zero-Day Exploits – Widespread Software Supply Chain Exploits – All other Widespread Events Ransomware Encounter Endorsement addresses the increasing risk of ransomware by allowing for a tailored set of coverage, limit, retention, and coinsurance to apply uniformly across all cyber coverages. Neglected Software Exploit Endorsement recognizes and rewards good software patching hygiene by providing full coverage for 45 days, and then for software that remains unpatched beyond 45 days, gradually re-weights risk sharing between the Insured and Insurer as time passes.

Environmental/Pollution

Premises Pollution Liability (PPL) Policy Our suite of PPL coverages for domestic and U.S.-based multinational companies can meet your needs and protect your business operations. Establish an E-waste Strategy. Download Our Advisory to Learn More. Coverage Highlights Coverage Premises Pollution Liability (PPL) Policy types available include: PPL and PPL Portfolio Industry-specific endorsements to provide unique coverages for Public/Educational Entitiesand Multinational businesses Coverage for domestic and U.S.-based multinational companies Admitted local policies outside of the U.S. can be placed as part of a master U.S. program Claims-Made and Reported coverage form Sudden and accidental and non-sudden/gradual pollution events Owned, operated, managed, leased or maintained locations coverage may be available on a blanket basis by endorsement Broad definition of pollution conditions including illicit abandonment and medical, red bag, infectious and pathological wastes Indoor Environmental Conditions coverage, including fungi and Legionella pneumophila Third-party Property Damage coverage including Natural Resource Damages Built-in coverage for Emergency Response Costs Transportation coverage Non-owned Disposal Site coverage Business Interruption and Delay Expense coverage Catastrophe Management Costs coverage Products Pollution coverage may be available by endorsement Off-site operations coverage for work performed by or on behalf of a Named Insured may be available by endorsement Benefits Chubb financial stability (rated AA by Standard & Poor’s and A++ by A.M. Best) Option to tailor coverage for complex risks, such as mergers and acquisitions and multinationals Environmental Incident Alert℠ – our complimentary program developed to assist clients find and dispatch qualified incident response contractors, monitor cleanup costs and mitigate potential liabilities associated with environmental releases. Experienced underwriting specialists across the U.S. and specialized claims expertise Broad range of risk control services available through national and international network of best-in-class engineering consultants, including environmental risk control experts from ESIS, Inc.® Thought Leadership that addresses the complexities of domestic and global environmental regulations and compliance Valued long term relationships Minimums & Limits Targeted Minimum self-insured: $10,000 Targeted Minimum premium: $5,000 Capacity available up to $25 million per/aggregate limit, inclusive of legal defense costs; sublimits may apply to certain coverages and classes of business Policy Terms Annual or multiyear policy terms available Target Segments Agriculture Chemical/Petroleum Storage Commercial Education (Pre-K through 12, Higher Education) Healthcare Hospitality Industrial Manufacturing Mergers & Acquisitions Mixed Use/Residential Public Entity Quarrying Real Estate Recreation Renewable Energy Research & Development Retail Transportation Warehousing & Distribution Restricted Industries Metal Mining and Reclamation Operations Livestock Ranching, Fowl Hatcheries and Packing Plants

Inland Marine

Inland Marine Chubb is a leading provider of Inland Marine insurance solutions, ofering expertise and signifcant capacity to help meet the specialized needs of contractors, infrastructure owners, museums, logistics companies and more. Available services and solutions include: Construction Oferings include: • CommericalBuilders’Risk • ResidentalBuilders’Risk • Contractors’Equipment • Installationfoaters Chubb provides protection for projects, with a variety of policy options and tailored features. Chubb’s appetite includes all types of projects from simple additions to owned buildings to coverage for some of the most complex structures in the world. Engineered Risk Chubb’s broad, fexible coverage is designed to meet the unique insurance needs of large civil projects involving transportation and utility infrastructure including: • Bridge and Tunnel Authorities • Ports, Piers & Equipment • Dams • Turnpike Authorities • Container Cranes • Civil works and other infrastructure property Inland Marine Floaters Chubb delivers more than 40 specialized products for unique exposures, plus a willingness to tailor solutions to specifc needs. • Agricultural Equipment • Equipment Dealers • Fine Arts • LeasedProperty • Motor Truck Cargo Legal Liability • Musical Instruments • Scientifc Instruments • Warehouse Legal Liability

Middle Markets

Ocean Marine

As your U.S. business expands to the global market, the risk you face in transporting goods increases exponentially. Chubb’s innovative cargo solutions can offer you protection from the moment your cargo leaves its point of origin until it reaches its final destination. Coverage Highlights Benefits Broad protection on goods in transit worldwide, including storage Solutions tailored to the size and complexity of your unique exposure Marine industry expertise Fast, flexible underwriting response Streamlined billing and simplified accounting Customized global claim and recovery programs Broad global network capabilities with Chubb-owned offices in major markets and network of long term partners committed to Chubb’s global standards Backed by Chubb’s financial strength and industry-leading technology Online certificate issuance Coverages & Services Ocean/Air Transit Insurance for goods in international trade, as well as domestic coastwise trade Controlled Master Programs with locally written underlying policies where required and permitted by law Multiline coverage when combined with other Chubb products Shippers Interest Cargo Project Cargo Bailee Liabilities, including Non Vessel Operating Common Carrier (NVOCC) and Air Cargo Legal Alternative risk transfer/retention options Tailored engineering, including marine risk management services Global risk transfer options for large, complex financial requirements, including: Dedicated team of specialists in global marine program structures Customized risk transfer options, as well as risk retention options through deductible and retrospective rating structures and use of captive reinsurers Minimums & Limits Minimum premium: $1,500 Limits up to $60 million Target Clients Exporters Importers Manufacturers Logistics companies and businesses that ship unusual or distinctive products

Small Commercial

Small Business Insurance Chubb Small Business leverages superior underwriting expertise and world renowned claims, account services, and financial strength to offer solutions for small businesses with up to $30M in revenue. At Chubb, we recognize that not all coverages fit the needs of every business. That is why we crafted a customizable suite of state-of the-art commercial insurance products to fit your company’s specific needs. Get a Quote Products We recognize small businesses need a total account solution. Explore our full suite of small business insurance products here. Chubb BOP Workers’ Compensation Management & Professional Liability Cyber Enterprise Risk Management (ERM)/DigiTech ERM Foreign Package

Tech-Life Sciences

Life Sciences Services Organizations — Outsourcing has led to rapid growth in your industry. You face a full range of regulatory compliance, product liability and financial injury concerns. Our innovative errors or omissions insurance, along with our other industry-leading solutions offer the tailored protection you need. Highlights Coverage Core Coverages Property Casualty Errors & Ommissions Liability Extended General Liability Additional Coverage Solutions Builder’s Risk Commercial Auto Environmental Errors & Omissions Liability Excess & Umbrella Liability Equipment Breakdown Marine Multinational Product Recall Workers Compensation Financial Lines Liability Solutions Commercial Crime Cyber Liability Directors & Officers Liability Employment Practices Liability Employed Lawyers Professional Liability Fiduciary Liability Kidnap Ransom & Extortion Client Profile: Blood and Tissue Organizations Contract Manufacturers Contract Research Organizations Distributors Laboratories Product Development Tools Site Management Organizations Manage Risks: Your organization pays $2.5 million to settle a data disclosure allegation. The FDA halts your clients clinical trial because of false data submitted by a clinical investigator. Inaccurate benchmarking invalidates test data necessitating repetition of your client’s studies. You are sued for bodily injury from a product you contract manufactured in accordance with your client’s design.

Workers Compensation

Workers Compensation for Mid-sized Companies — Your employees are your company’s most valuable resources. When accidents happen, our experienced team helps you manage the workers compensation process and assists your injured employees in getting the care they need to recover and return to work as quickly as possible. A Better Experience. A Better Outcome. You want to keep your most valuable assets—your employees—safe, but it’s an unfortunate fact of any business that sometimes things go wrong. Employees can get hurt on the job despite your company’s best efforts to prevent accidents. Should a workplace accident occur, you are committed to returning the injured employee to good health and back to work. At Chubb, we share that same commitment. Program Summary Program Structure Customized Workers Compensation program designed with the needs of middle market companies in mind. Program options (subject to filling and eligibility requirements): Guaranteed cost Dividends Loss sensitive – including large deductible and retrospective rating plans Learn more about Chubb’s Middle Market Loss Sensitive Unit Capabilities. With Chubb you can provide more insurance protection for all your employee accident coverage needs by including International and Accident & Health lines of business such as: Traditional Accident & Health (including Business Travel Accident) Occupational Accident International (Foreign Voluntary) Chubb has deep expertise across a range of industries with numerous insurance solutions. For more details view our Appetite Guide. Risk Engineering Services Chubb’s risk engineering professionals can help you reduce or eliminate risk factors in the workplace. Our in-house network of more than 400 risk engineers around the globe helps companies anticipate and minimize costly exposures. Our 70-year history demonstrates our commitment to service excellence in providing loss mitigation services to companies like yours. Learn more. Claim Management Our Solutions At Chubb, our focus on solutions means that we collaborate with our customers throughout the entire insurance relationship–from helping you identify hazards and prevent accidents to handling claims quickly and farily while offering support for injured employees. Count on us for: Rapid claims reporting via our loss reporting system available online 24 hours a day. Making every effort to respond within 48 hours once a claim is reported. Prompt delivery of disability checks and medical fees, including issuing the first disability payment within 14 days of notification whenever possible. Our Services At Chubb, we are about more than insurance. We build relationships—from the start and as your business grows. Our approach to workers compensation includes: Proactive managed care: With our prompt attention to injured workers, managed care provider networks, pharmacy programs and an early return-to-work program, your employees will receive the appropriate care they need to recover and return to the jobs quickly. Fraud detection and prevention: We help you recognize fraud and take steps to combat it. You are able to report suspicious lost-time workers compensation claims to the Chubb Special Investigation Unit using our fraud hotline (1-800-35-CHUBB), and we provide you with educational resources to discourage fraud. Litigation and recovery management: Rely on Chubb to help you control costs with Alternative Dispute Resolution, experienced workers compensation defense specialists to assist on fraudulent claim cases, and efforts to recoup costs when a third party may be liable. Our Approach Our approach brings an integrated team that understands your business and recognizes the importance of better outcomes throughout all aspects of workers compensation, including: Helping find ways to create a safer workplace. Addressing claims promptly and fairly. Assisting in managing costs. Providing support to get employees back on the job as soon as possible. With Chubb, you’ll know what to expect from your workers compensation carrier: commitment to a better experience for a better outcome overall. State Information California California Medical Provider Network (MPN) and Employee Information The Division of Workers Compensation in California is changing the regulations surrounding Medical Provider Networks. Learn more. Illinois Illinois Preferred Provider Program (PPP) The Division of Workers Compensation of the Illinois Department of Insurance has implemented regulations surrounding the Preferred Provider Program (PPP). Learn more. New York New York Managed Care Preferred Provider Organization (PPO) and Employee Information The Division of Workers Compensation in New York has implemented regulations surrounding the Managed Care PPO Program. Learn more. Texas Texas Accident Prevention Services The Division of Workers Compensation (DWC) of the Texas Department of Insurance has established new Accident Prevention Services regulations which apply to workers compensation policies in Texas. Learn more. Texas Health Care Network and Pharmacy Program Chubb’s hallmark claims service has achieved a reputation for handling claims promptly, fairly and empathetically. Chubb claims management is available 24 hours a day to take worker calls and help with claim notification. Learn more.

Personal Auto

With Chubb car insurance, you can expect a seamless experience, so your day-to-day can go on like nothing ever happened. Your time is valuable — whether it’s driving to hockey practice or taking a long-distance trip — you need to be able to rely on your car to get you where you need to go. From repair to rental, we make it easy — getting you back on the road faster. Chubb Masterpiece® Auto Coverage Highlights Restore Your Car to Pre-Claim Condition If you’re in a covered accident, Chubb always pays for Original Equipment Manufacturer (OEM) parts to restore your car to a similar look, feel, and function as before. Get the Attention You Deserve Our team of Collision Repair Experts will oversee your repairs and are uniquely trained to pay the highest attention to style and safety. Whether it’s making sure your backup camera works properly after damage to a bumper or checking the exact paint color on a damaged door, they get your car back to pre-claim condition. Determine the Value of Your Car When you’re a Chubb client, you can choose to purchase coverage where the value of your car is determined and guaranteed before a covered loss. That means, if your car is damaged beyond repair or stolen, you get a check for that amount, regardless of age or mileage, within the policy period. Rent a Car To Fit Your Lifestyle If you need a temporary car while yours is being fixed after an accident, there is no per-day limit on your rental car, up to $15,000 total. At Chubb, we don’t believe in forcing you to drive a sedan when you own an SUV. Know You’re Covered, Anywhere in the World Our claims teams in 54 countries are here to assist you at home or abroad – 24/7, 365 days a year.

High Value or Exotic Car

High performance car insurance Get an insurance quote for your high performance car from people who have been delivering outstanding protection and service, to the most beautiful sports and performance cars, for almost a century. Premium quality insurance for high performance cars. Chubb have been voted number one for quality of claims by The Insurance Times UK broker survey 2021-22. Join our car community today. Whether you drive a Porsche, a Ferrari or a Lamborghini, we understand how much your high performance car can means to you and how important your time is to you, should you have a claim. Our high performance car insurance is about more than just getting you and your car back on the road – it’s understanding your time is valuable and ensuring a seamless experience, so your day to day can continue like nothing ever happened, getting you back on the road faster. Key policy highlights: Where possible, we use original parts only Your car’s value agreed up front Up to 125% of the agreed value An exceptional standard of cover Our claims team has been voted number one for quality of claims by The Insurance Times UK broker survey for the last two years. A meticulous service delivered by specialists we find or you choose We use experts who pay the highest attention to detail, because we know that’s what matters to you. And if you prefer not to use our network of experts, we will trust who ever you trust to handle your car. Restore your car to pre-claim condition We know authenticity matters to the look, style and safety of the car. That’s why we source original equipment manufacturer parts, wherever possible to return your car to you in pre-claim condition. Guarantee your car’s value up front Agree your sports car’s value up front. That means you get a guaranteed cheque amount paid if your car is damaged beyond repair or stolen. Rent a comparable courtesy car to fit your lifestyle If you drive a Porsche, we won’t hand you the keys to a two door coupe rental. We pay up to £5,000 per incident, for the hire of a courtesy car. Know you have comprehensive cover across Europe Our performance and sports car insurance also includes all the comprehensive car coverage you expect. Have the freedom to drive other peoples cars and allow them to drive yours Part of the joy of ownership is sharing the feel of the drive. Anyone you allow that doesn’t live with you can drive your vehicle on a comprehensive basis. Additionally, named drivers on your policy can drive other peoples cars that don’t live with you on a comprehensive basis. High Performance testimonial Everything was handled with expert precision, completed promptly and this whole experience has reinforced the ability of Chubb to deliver on its promises. London, UK Benefits at a glance Full comprehensive cover for all named drivers Agreed value coverage for total loss, with no deductible or depreciation, regardless of vehicle age or mileage Comprehensive motor vehicle liability insurance Extended replacement cost cover up to 150% of your sum insured GAP coverage Diminution of value coverage Your choice of repair centre Use of Original Equipment Manufacturer (OEM) parts only Premium discounts when you insure more than one vehicle Comparable courtesy car European breakdown cover Glass replacement cover Theft/damage to a vehicles audio/visual equipment

Preferred Markets

Home

Homeowners Insurance It’s the one investment you should get emotional about. Your home is more than bricks and mortar. It’s full of memories and you’re reflected in every detail. So if you experience a claim, you’ll want more than a check from your insurer. You’ll want your life back, and to rebuild without hassles, headaches, or delay. How Do I Insure My Home With Chubb? An independent insurance agent can help you tailor a homeowner’s insurance policy to ensure that you have comprehensive protection to meet your unique needs. You can find an agent here. What goes into my home insurance premium? The main factors that determine your premium and the cost of your insurance are your home’s location and the possibility of being affected by natural disasters, the amount of coverage you need, the deductible you’ve chosen, your home’s protective and preventive devices, your claims and/or bill-paying history, your credit score (if permissible), the unique characteristics of your home, the type of coverage your choose, how long you’ve been a client, and other Chubb products you might have that generate a discount when bundled. What Is Replacement Cost Coverage? Replacement cost coverage means that your home’s coverage amount is based on its replacement cost – how much it would cost to rebuild it as is, with the same level of detail and finishes. It takes into account costs at the time of a loss, such as materials, labor, architect and designer fees, lighting, and custom design finishes. Plus, with extended replacement cost coverage, Chubb will pay to rebuild or restore your home after a covered loss, even if the cost exceeds your policy limits, which could include upgrades required to keep up with modern building codes. Chubb Masterpiece® Homeowners Coverage Highlights Extended Replacement Cost With extended replacement cost coverage, after a covered loss Chubb will pay to have your home repaired or rebuilt to its original condition-even if the cost exceeds your policy limit. We will even pay for upgrades made necessary by the loss due to modern building codes. Temporary Living Arrangements If your home cannot be lived in due to a covered loss and you need a temporary residence while your house is rebuilt, Chubb will help you find a place to stay where you’ll be comfortable, whether that’s at a similar home in your school district if available or a suitable hotel. Risk Consulting Through complimentary home appraisals, Chubb’s highly trained risk consultants will visit your home to carefully note the things that turned your house into your home and make sure you are fully protected. Our risk consultants also assist with security and fire prevention advice. Cash Settlement In the event of a covered total loss, if you decide not to rebuild or to rebuild at another location, Chubb offers a cash settlement, up to your policy limit. The choice is yours. Replacement Cost Coverage In the event that the things inside your home are damaged, Chubb will replace all the details that turned your house into a home, from upgraded appliances to custom cabinets, flooring or carpentry. Plus, we’ll replace upgraded appliances based on the exact or latest model available. We’ll make sure your belongings are covered for the amount it costs to replace them today, without deduction for depreciation, up to the limit you chose on your policy. And Chubb doesn’t require you to replace them. You may choose a cash settlement instead. The Extras Extras aren’t extra with Chubb. A Chubb homeowners policy includes extra coverages to help protect you in unexpected situations, ranging from tree removal after a storm, restoration of electronic data destroyed by a computer virus, or lock replacement if your keys are lost or stolen. Chubb clients can also benefit from HomeScan, which can reveal leaks, missing insulation, and faulty electrical connections before damage happens.

Personal Floater

Jewelry

Wear and enjoy your jewelry anywhere in the world knowing it’s protected against most types of loss with no deductible. Your jewelry is more than just something you wear. These priceless pieces evoke memories of a special time in your life. Why Should I Insure My Jewelry? Whether you own one piece of fine jewelry, a number of vintage watches, or a whole collection of valuable items, insurance for your jewelry can provide you with peace of mind, knowing that you’ll be able to repair or replace it after a covered event. With Chubb jewelry insurance, you’re automatically covered for new purchases and for jewelry on loan or consignment, and you’ll have access to qualified experts who can share tips on how to protect your jewelry from burglary or refer you to the jewelry specialists you need. Chubb Masterpiece® Valuable Articles Coverage Highlights Individualized Coverage We offer flexible, worldwide coverage options to meet your unique needs and cover most jewelry losses with no deductible. Automatic Coverage for New Items If you already have jewelry itemized on your policy, any newly acquired pieces will be covered for up to 90 days (25 percent of itemized coverage). Liberal Appraisal Requirements We only require appraisals for individual jewelry pieces valued at $100,000 or more. Otherwise, we just need a detailed description and estimated value. Paying Market Value If the market value of an item before a loss exceeds the amount of coverage, we’ll pay up to 150 percent of the amount, itemized on your policy to account for increases in market value. Agreed Value Feature We’ll work with you upfront to determine the value of your jewelry. Then, for covered total losses, we’ll reimburse you 100 percent of the agreed value as a cash settlement. Blanket or Scheduled Items Protect your entire jewelry collection with blanket coverage, itemize your individual pieces, or do both. It’s up to you. In-House Jewelry Services Chubb’s jewelry practice includes in-house GIA Accredited Jewelry Professionals in underwriting, loss prevention, and claims. They are available to provide referrals to jewelry professionals as well as services such as: Collection valuation review – To determine whether your jewelry values are in line with the market or need to be appraised based on recent auction results and sales trends. Collection risk assessment – Including review of your alarm and security controls, jewelry-safe specifications, fire protection, and guidance around safely transporting items. Collection management – Including guidance for maintaining, managing, and enjoying your jewelry collection with private, mobile access and up-to-date inventory details.

Musical Instrument

As one of the world leading insurers of fine homes and possessions, Chubb gives you more than just a typical policy, we give you choices: Itemised or blanket coverage When you itemise your valuable articles with Masterpiece, we will cover them for the agreed value. This allows you to determine up front the value of each individual piece listed in your policy. In the event of irreparable damage or loss you will receive this agreed value with no depreciation. Alternatively you can choose blanket coverage, where all you need to do is select a total limit of coverage for each category of valuable articles you wish to insure. Extended replacement cost for itemised valuable articles If your items of jewellery, fine art and other precious valuables have increased in value and the market value of the item at the time of a covered loss exceeds the sum insured, then Masterpiece can protect you with an extended replacement cost payment. As long as you have valuations for your fine art which are less than 3 years old, or valuations for your other itemised valuable articles that are less than 2 years old, you will be eligible for extended replacement cost. Cash settlement We understand that some pieces are simply irreplaceable so you can always choose to take cash for the insured value, rather than attempting to replace the piece. Your choice of repairer If you choose to have your damaged piece repaired, we will happily use your preferred tradesman or artisan to complete the repairs. Instant cover for newly acquired pieces If you have certain valuables itemised on your policy, and you add new items to your collection, these items will be automatically covered for 90 days. For fine art, jewellery, furs, cameras and musical instruments, the amount of coverage can be as high as 25% of your original itemised amount for that category. Pairs, sets and parts cover If you lose a piece of a pair or set or it is damaged beyond repair, simply give us the remaining piece(s) and we will pay the full replacement cost for the entire pair o

Umbrella

A critical, but often overlooked, component of personal risk management. Sometimes things go wrong – a car accident, a guest slips and falls on your property, a lawsuit. If you don’t have the right coverage, an unfortunate situation can compromise your financial security. What is personal excess liability insurance? Personal excess liability insurance can help protect you, your family, and your hard-earned assets. This type of coverage responds when the underlying limits of your other insurance policies, such as home, auto and watercraft, aren’t enough to cover the cost of an unexpected lawsuit or accident. Personal excess liability insurance may also provide payments for when others don’t have enough coverage. For example, it can provide protection if you select optional excess uninsured motorist coverage and are involved in an accident with an uninsured or underinsured driver. Personal Excess Liability Insurance Highlights High Liability Limits You’ll benefit from some of the broadest umbrella liability limits available, ranging from $1 million to $100 million. Worldwide Coverage We cover our clients wherever life takes them – whether that’s at home or abroad. Protection in the Courtroom We include defense costs for a lawsuit, even if it is groundless, false, or fraudulent. And we’ll also provide legal counsel and coverage for all expenses. Maintain Your Reputation Protection from lawsuits involving accusations of libel, slander, or negligent injuries—including cases originating from social networks, websites or blogs. Drive With Confidence Additional protection if you are involved in an accident with an uninsured or underinsured driver. Protection at Home Protection if you are liable for someone getting injured on your property. For example, if someone falls on your sidewalk, slips near your pool, or is injured by your pet.

Multi-line

— Advanced technical analysis, modeling and portfolio risk assessment — Available in all U.S. catastrophe zones — Either Excess of Loss or Quota Share Basis Acquire meaningful capacity to manage your property risks thanks to our advanced technical analysis, modeling and portfolio risk assessment. We are prepared to quote and take significant positions on the programs we support for national, regional and specialty companies, as well as those with incidental international exposure. Highlights Coverage Available in all U.S. catastrophe zones Either Excess of Loss or Quota Share Basis Maximum Capacity per program: Pro Rata: $10 million Excess of Loss: $10 million Per Risk $20 million Per Occurrence Minimum Premiums $500,000 for our share of the program for E&S, national and specialty programs $300,000 for regional programs

Watercraft/Boats

From small boats to large yachts, it’s smooth sailing with Chubb. For over a hundred years, we’ve offered unparalleled stability and protection for small boats, yachts, luxury mega-yachts, and more. Whether you own a runabout, sailboat, yacht or mega-yacht with a full-time captain and crew, we offer some of the most comprehensive coverages and services available. Chubb Masterpiece® Watercraft Coverage Highlights — Small Boat Our Watercraft policy is designed exclusively for all types of pleasure boats less than 27’ in length. — Mega Yacht Chubb’s Mega Yacht coverage fulfills the specialty insurance needs of luxury yacht owners with vessels valued at $3 million or greater. — Yacht Chubb has been a leading provider of yacht insurance for decades, offering the most comprehensive policies available for both private pleasure and select charter usage. — Boat Insurance 101 A comprehensive overview of Chubb’s Watercraft insurance coverage.

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