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AON Association Services

Who We Are

Aon Affinity specializes in developing, marketing and administering customized insurance programs and specialty market solutions for affinity organizations and their members or affiliates. Today more than 200 associations, non-profit and professional organizations benefit from our client advocacy and expertise in brokerage, marketing, administration and claims management services.

When you partner with Aon Affinity, you’ll find it’s our people who build lasting, collaborative relationships with you – providing greater value to your business. Our team of experts is ready to analyze your needs and create an innovative cost-effective solution designed to enhance the value of your member program.

Whether you want to increase revenue potential, attract and retain members, enhance customer loyalty, or gain competitive advantage, Aon Affinity can help you meet your objectives.

  • Full-service brokerage capabilities
  • Diverse product offerings
  • Predictive analytical models, retention strategy and reporting
  • Value-added member services (e.g., risk management, premium credits)
  • Innovative client delivery
  • Access to comprehensive industry data
  • Exclusive carrier relationships
  • Competitive rates
  • Actuarial support
  • Risk management advice and expertise
  • Global platform technologies

A World of Resources

A key advantage to working with Aon Affinity is our ability to access Aon’s extensive network of resources across a broad spectrum of capabilities. With 50,000 employees,working in 500 offices in more than 120 countries, we can introduce a complete range of business solutions and implement them consistently wherever our clients need them.

Access to Top-Rated Carriers

Our powerful market presence, and longstanding relationships with the industry’s top-rated carriers provide us with the ability to offer you quality alternatives. We understand how to match your needs with underwriters who can provide you with the best possible placement in terms of coverage, conditions and pricing.

From traditional insurance products, risk management and loss prevention strategies to back-end administration, we provide you with viable options, and facilitate a collaborative, productive partnership with the carrier. In our client’s best interests, we adhere to strict carrier guidelines and consider only those carriers highly rated by A.M. Best.

Transparent Communication

It’s our belief that transparency and disclosure in our business dealings ensure success for all of us. For our clients, greater transparency means a better understanding of the solutions we provide, and our full disclosure on compensation underscores the value of those services. It means more accurate pricing, effective negotiations, operating efficiencies and an overall outcome that better supports the mutual objectives of our partnership.

Flood

Flood Globally, the built environment continues to expand, often into areas that are more exposed to severe weather events. In the U.S., further development inside river floodplains and along coastal fringes is significantly adding to the total property inventory and related insured value located in flood-prone areas. The increase in U.S. flood exposure, combined with a warming global atmosphere, is expected to lead to a growth in flood-related economic loss over time. Is flood an uninsurable risk? When the National Flood Insurance Program (NFIP) was launched by FEMA in 1968, a long-standing industry position viewed the flood peril as uninsurable by the private market. This widely held and entrenched position was also reasonable due to poor or non-existent mapping tools and inefficient methods for measuring flood exposure. However, technology to assess and monitor flood risk continues to advance, positioning flood as a significant re/insurance growth opportunity. Increasing challenges driving opportunity Growth strategies for flood can be engineered behind a cutting edge suite of analytical tools. We are distinctly positioned to provide guidance to companies journeying through the largely untapped U.S. flood opportunity. We assist insurers to: Expand product strategy and design Identify risk appetite with consistent flood hazard data used for underwriting and risk acceptance Calculate technical insurance rates for individual properties via a dashboard feature Orchestrate any needed alignments with other parties to issue product or assume quota share exposure Apply flood catastrophe models to optimize portfolios for pricing; selection, and gaining acceptable levels of volatility (i.e., net of any reinsurance) Flood analytics toolkit Multi-model view for inland flood We offer the most views for inland flood – an advantage that embraces the transparency of the Impact Forecasting model – while offering an alternative to the general reliance upon FEMA flood maps. Along with National Flood Services, our firm is ready to assist clients to develop a flood strategy that is customized to underwriting and balance sheet risk tolerances.

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