At CNA, we have a long-standing commitment to the diverse communities where we live and work. Through partnerships, sustainability initiatives, volunteer efforts and more, we act strategically to address societal challenges and make a positive impact.
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Crimes, Bonds, Surety, Fidelity
Surety and fidelity bonds can play a significant role in helping address risk and potential loss for a growing business. Whether it’s a surety bond to guarantee payment or a bond to guarantee work, we understand what businesses need and are responsive, flexible and focused on satisfying the unique bond requirements of our customers.
CNA Surety provides a full range of commercial and contract surety bonds in all 50 states, Canada and Puerto Rico. As one of the largest commercial insurance companies in the United States, we deliver a diverse product line, experienced underwriting and tailored solutions to bonding requirements. Our portfolio of surety products and services includes all types of contract and commercial surety bonds, including international capabilities focused on reverse flow risks in addition to small fidelity coverages and Notary and Tax Preparers’ E&O. And bONdLINE®, our streamlined, technologically advanced underwriting system for the issuance and reporting of transactional bonds, means quick, accurate turnaround on your transactional bond needs.
With response time being the key to many bonding situations, our experience, knowledge and ability to move quickly often makes us the surety and fidelity bond provider of choice.
For more information, please visit the CNA Surety website.
OUR PRODUCTS & SERVICES
CONTRACT SURETY BONDS
We provide bid, performance and payment bonds for all sizes and types of contractors.
In addition to 36 domestic surety offices, we have locations in San Juan and Toronto with established fronting facilities to support international bonding needs.
Our highly skilled and responsive Underwriting staff is actively involved with local and national organizations that support the industry.
CNA Surety’s FAST-Track Bond Program provides streamlined underwriting for small contractors.
COMMERCIAL SURETY BONDS
CNA Surety focuses on small and middle market accounts with traditional commercial surety bond needs.
Through our vast network of agents and brokers, CNA Surety meets the needs of customers ranging from individuals and smaller businesses to Fortune 1000 companies.
Our experienced commercial Underwriting staff provides customer service and expert underwriting that’s unmatched in the industry.
We offer license and permit bonds, public official bonds, fiduciary bonds, court bonds, miscellaneous and federal bonds, and more.
FIDELITY BONDS
These bonds help protect businesses and their customers from losses incurred by the dishonest acts of employees.
We consider dishonesty bonds, janitorial services bonds, blanket and schedule fidelity bonds and pension trust (ERISA) bonds.
ERRORS & OMISSIONS INSURANCE
We offer valuable protection against innocent mistakes made by notaries and tax preparers.
We offer Notary Public E&O and Tax Preparers E&O insurance.
SERVICES
We provide world-class customer service.
bONdLINEÂ helps streamline the issuance and reporting of transactional bonds.
Online premium payment with credit card or ACH makes payment quick and simple.
Experienced Claims specialists who will help resolve claims as quickly as possible.
D&O, E&O, EPLI, Cyber
Our Cyber insurance combines a range of products and risk control resources with our deep expertise and responsive service to help safeguard businesses.
Cybercriminals continue to wreak havoc on businesses of every size – and the results are staggering. The average cost of a ransomware attack is $5 million, and it takes an average of 191 days for an organization to discover it has been breached.
As cyberattacks continue to escalate, every business is at risk. CNA offers a market-leading suite of cyber insurance products and risk control resources for businesses of all sizes, built on nearly two decades of cyber insurance expertise.
Our Underwriting and Risk Control professionals offer tailored, industry-specific coverages and provide the tools and resources needed to understand exposures and address potential losses. And if there is ever a data breach, our skilled Claims professionals are dedicated to working with policyholders, so everyone can remain focused on their business.
If you need to report a new cyber matter, please call the CNA Cyber Hotline at 800-247-3968 or email us at CyberIntake@cna.com.
OUR COVERAGES
Network Failure
Dependent Business Income
Wrongful Collection
Broad Media
E-Theft and Social Engineering
Reputational Harm
Voluntary Shutdown
Payment Card Industry (PCI)
OUR CAPABILITIES
CNA CYBERPREP
Available to all CNA Cyber policyholders, CNA CyberPrep is a proactive program of cyber risk services designed to help identify, mitigate and respond to persistent and emerging threats. CNA CyberPrep provides a network of top cybersecurity professionals and services included as a value-added part of their CNA coverages. Policyholders may also take advantage of additional preferred-pricing services.
CNA NETPROTECT 360®
This cyber policy provides access to underwriting acumen and risk management strategies that combine people, controls, technology and insurance into a comprehensive solution to help businesses remain prepared and competitive.
EPS PLUS
Designed for professional services firms, EPS Plus provides many of the cyber liability insurance solutions of NetProtect 360®, along with essential E&O Liability coverage.
EPACK 3®
A modular insurance policy for management and professional liability risks, Epack 3 is designed to maximize simplicity and is written in a clear, concise and conversational tone. Epack 3 is currently available in 36 states.
Flood
Inland Marine
At CNA, we pride ourselves on being marine specialists with the ability to tailor Inland and Ocean Marine insurance solutions for companies around the world.
In today’s rapidly expanding world, businesses face unique complexities and varied exposures as they navigate global supply chains, trade policy impacts and more. To ensure they’re covered every step of the way, they need insurance solutions that understand the intricacies of their business and their industry – and can help cover them from point A to point B.
As one of the most experienced marine insurers, CNA’s Marine program is committed to staying specialized and nimble to evolving risks and changing market needs. We don’t believe in off-the-shelf packages. That’s why we offer tailored Ocean Marine insurance and Inland Marine insurance solutions that can solve for a diverse set of problems and protections on a global scale.
Every solution we provide is backed by extensive technical expertise and a truly dedicated team. Our Underwriting, Risk Control and Claims specialists provide the attentive service and collaborative approach to ensure we’re helping businesses safeguard what matters every day.
OUR COVERAGES
INLAND MARINE INSURANCE
Our Inland Marine coverages are varied, spanning risks related to accounts receivables, buildings under construction, medical equipment, electronic data processing, fine art, mobile property and more. Our appetite includes:
Builders Risk
Contractors Equipment
Electronic Data Processing Property
Fine Arts
Installation Floaters
Medical Equipment
Miscellaneous Property Floaters
Program Opportunities
Transportation
Wholesale Distributors
Inland Marine Sell Sheet
OCEAN MARINE INSURANCE
Our Ocean Marine coverages address goods shipped by water or air – including incidental warehouse storage and intermediate transit by rail or truck. To ensure the highest level of flexibility, multiple levels of risk coverage are available in addition to customized coverages for specialized commodities. Our appetite includes:
Ocean Cargo
Commercial Hull
Excess Marine Liabilities
Hull Builders Risk
Marinas & Boat Dealers
Marine Liabilities (including Ship Repairers and Wharfingers)
Marine Services Liability (combines GL with Marine Liabilities)
Ocean Marine Sell Sheet
Middle Markets
We provide deep industry knowledge, multi-line expertise and tailored insurance for middle market businesses across a broad spectrum of industries.
Today’s middle market businesses demand global insurance solutions and creatively tailored products capable of responding to their unique risks. They require depth of expertise across different coverages and breadth across a wide array of industries. That is where CNA comes in.
With multi-industry and single-industry specialists across the country, we provide a diverse underwriting appetite, specialized expertise and flexible solutions. All of which adapt to any middle-market business needs and align with our policyholders’, brokers’ and agents’ expectations. Our dedicated team has long been known for our underwriting acumen. And our solutions-oriented approach means you can count on us to respond quickly, problem solve creatively and flex meaningfully to changing needs or exposures.
We work seamlessly with our Risk Control and Claims professionals to help businesses manage risk and minimize loss at every stage. Because when it comes to insurance for middle market businesses, we’re committed to delivering a full suite of products and services that keep moving industries forward.
OUR APPETITE
Our specialization in many industries is complemented by our ability to write business across a broad spectrum to meet our clients’ needs.
Architects & Engineers
Cultural Institutions
Federal Government Contractors
Financial Institutions
Life Sciences
Manufacturing
Membership Organizations
Private Equity
Professional Services
Real Estate
Technology
Wholesale Distribution of Durable Goods
OUR PRODUCTS
We offer a broad portfolio of insurance solutions for middle market businesses, including:
CNA Paramount® (Commercial Package)
Commercial Auto
Commercial General Liability
Cyber
Directors & Officers (D&O)
Equipment Breakdown
International Solutions
Management & Professional Liability
Marine
Professional Liability (Errors & Omissions)
Property
Surety
Umbrella & Excess Liability
Warranty and Alternative Risks
Workers’ Compensation
Ocean Marine
Ocean Cargo
Commercial Hull
Excess Marine Liabilities
Hull Builders Risk
Marinas & Boat Dealers
Marine Liabilities (including Ship Repairers and Wharfingers)
Marine Services Liability (combines GL with Marine Liabilities)
Ocean Marine Sell Sheet
Small Commercial
We provide meaningful and innovative insurance solutions for small businesses, with an industry-leading suite of technology products to keep them moving forward.
Small businesses know that building their business and managing their people, property, profits and reputation is more than a nine-to-five job. With everything on their plate, they don’t have time to spend hours thinking about business insurance. That’s where CNA comes in – with the comprehensive knowledge, critical tools and responsive service to drive their success.
Our dedicated team understands the complexities of their business and provides tailored, adaptable small business insurance solutions to meet their changing needs. As one of the nation’s leading business insurers, we offer more than 300 coverage options. And our CNA Connect® Businessowners Policy (BOP) combines comprehensive Property and General Liability products to cover buildings, business income, property, computer equipment, valuable papers, accounts receivable, money and securities, and more.
We’re also simplifying the process with prompt claim service, flexible billing plans and a pay-as-you-go Workers’ Compensation option to help make managing cash flow easier – and take the guesswork out of insurance costs. For agents, we have award-winning automation tools and our premier quoting and agency portal, CNA Central. At the end of the day, every solution and service we provide is to keep small businesses at their best.
OUR APPETITE
Our underwriting appetite spans a broad range of industries, including:
Business Services
Construction
Financial Institutions
Healthcare
Manufacturing
Professional Services
Real Estate
Restaurants
Retail
Trade Contractors
Technology
Wholesale Distributors
OUR PRODUCTS
We offer a broad portfolio of small business insurance solutions, including:
CNA Connect® (Businessowners Policy)
Commercial Auto
Cyber
Employment Practices Liability (EPL)
Errors and Omissions (E&O)
Fidelity and Commercial Crime
International Solutions
Ocean Marine
Professional Liability
Umbrella & Excess Liability
Warranty and Alternative Risks
Workers’ Compensation
Tech-Life Sciences
Whether an organization specializes in clinical research and development or manufactures medical devices or pharmaceuticals, they need an insurance carrier that understands their unique risks. At CNA, our Life Sciences team leverages over 30 years of industry experience to provide tailored coverages that meet the specific needs of policyholders.
Our insurance for life sciences organizations covers a range of areas, including manufacturers, distributors, and wholesalers involved in pharmaceutical and nutraceutical products; biotechnology and biosimilar products; medical devices; research, development and clinical trials for pharmaceutical drugs, biologics and medical devices; contract research organizations; university-based medical centers and other independent facilities engaged in clinical trials.
We understand how the product development process creates a unique set of liability exposures for life sciences companies. Our customizable CNA Paramount® coverage package for life sciences addresses property exposures, such as lab animal resources and refrigerant contamination. An expansive range of products responds to your less specialized, though no less important, coverage needs such as Premises Liability, Commercial Auto and Workers’ Compensation. Also, the Life Sciences Work-Hazard Product Liability policy provides coverage for bodily injury and property damage arising out of a product work hazard claim. CNA is one of a handful of carriers to offer this coverage on an admitted and non-admitted basis. And we don’t stop there. We can expand coverage for unique risks to provide Professional Liability with Mitigation Expenses, among others.
Our years of active engagement with firms in the rapidly evolving field of healthcare product innovation give us expertise beyond underwriting. As one of the largest U.S. insurers in the life sciences market, we also bring extensive Risk Control and Claims services that ensure policyholders get the appropriate level of service.
OUR APPETITEOur underwriting appetite for life sciences organizations includes:
Clinical Trials
Contract Manufacturing Organizations (CMOs)
Contract Research Organizations (CROs)
Medical Devices
Nutraceuticals
Pharmaceuticals
Research & Development Companies (R&D)
OUR PRODUCTSWe offer a broad portfolio of insurance solutions specialized to meet the needs of different organizations.
CNA Paramount® (Commercial Package)
Commercial Auto
Cyber
Directors & Officers (D&O)
Employment Practices Liability (EPL)
Equipment Breakdown
Healthcare Professional Liability
International Solutions
Life Sciences Product Liability
Medical & Scientific Equipment
Warranty and Alternative Risks
Workers’ Compensation