Great American Insurance Company

Put your trust in us
Great American Insurance Group understands the importance of choosing a financially strong company. We are an organization built for the long term and are committed to giving you that strength.

P&C Tagline - For All The Great You Do
Why can you trust Great American Insurance Group?
For more than 150 years, Americans have trusted us to protect them. Our innovative insurance solutions and specialization serves niche marketplaces that we know well. This expertise gives us a successful foundation that spans generations.

Crimes, Bonds, Surety, Fidelity

Bonds Insurance for a Variety of Industries and Bond Types You rely on expert underwriting, solid financial strength, market leadership and personal service. With a highly diverse product line that includes both Commercial and Contract solutions, we are one of the leading Surety companies in the United States with loss results that are well below the industry average. While we continue to be one of the largest writers of Contract bonding, we are also a leading provider of Commercial Surety bonds with an emphasis on Miscellaneous, License & Permit, Court, Fiduciary and Public Official Bonds.

D&O, E&O, EPLI, Cyber

Cyber Risk Insurance for Your Business Don’t let hidden technology risks go uninsured. Cyber insurance is a must for businesses in today’s digital world. We offer easy-to-understand coverage options for medium to large-sized businesses, with limits up to $5 million for companies with revenues up to $500 million. Choose from admitted products or flexible surplus lines products to meet your needs. Small Business Coverage Solutions Every business that uses the internet, accepts credit cards, or has a network system needs cyber insurance. With our expert team at ABA Insurance Services, you can trust in our coverage and claims knowledge to help protect your small business from modern exposures. Why Choose Great American? With an experienced team of Cyber Risk professionals, you can count on us to provide your business with true peace of mind. Each of our primary cyber risk insurance products is offered with a suite of tools to help your clients prevent and prepare for the cyber risks they face. Enrollment is included with policy purchase and our network of professionals is just a click or call away, every hour of every day.

Environmental/Pollution

Environmental Insurance for a Full Range of Risks and Industries Environmental liability can be highly complex. As one of the few carriers serving the environmental industry with such longevity, we recognize the need for an exclusive focus on effective management for pollution risks that can impact the success for a wide variety of commercial customers. Learn how we can help uncover hidden risks in your operations and develop a custom, comprehensive program with our complete portfolio of environmental insurance products, including contractor’s and fixed premises pollution liability insurance products which help protect: Contractors Manufacturers and distributors Waste Management and disposal facilities Warehouses Residential and commercial facilities Municipalities and utilities Redevelopment sites and brownfields Lenders And more Our dedicated environmental claims handling unit and nationwide network of emergency response firms, remediation contractors and environmental attorneys provide the technical expertise and responsiveness you need to provide comprehensive risk management. Expertise and Experience Making a Difference Specialized service-oriented underwriting and policy-handling from start to finish. Manuscript policy forms for tailored cover written exclusively for the environmental risks exposed in business operations. Offer admitted paper via deregulation and large risk exception; Paper in all 50 states on E&S basis. Exceptional claims servicing and handling with professionals comprised of a highly skilled network of experienced environmental defense counsel and consultants. 24/7/365 emergency response support specially designed to help policyholders quickly and efficiently navigate a response plan. In-house engineering that can assist in developing and evaluating risk control plans to complement and enhance your environmental coverage. Ability to quickly process and issue accurate Certificates of Insurance for financial assurance purposes utilizing in-house notaries. TankAssure® Program to address your storage tank needs. Approved insurance provider for Massachusetts Brownfields Access to Capital and Ohio EPA Voluntary Action Program. Ability to offer coverage for ‘credit risk’ liabilities such as fronted policies, Closure/Post-Closure, and lender policies, and coverage for pollution conditions excess of indemnities. Premium financing is available.

Inland Marine

Service Minded. Solution Driven. Specialty Focused. We create specialized insurance solutions for your unique property and inland marine coverage needs. We specialize in the following lines of coverage: Commercial Property Coverage Inland Marine Coverage Cornerstone Complete®/Builder’s Risk Contractor’s Equipment Motor Truck Cargo Property Residential Construction Why Choose Property & Inland Marine? We create specialized insurance solutions for your mono-line property and inland marine coverage needs. There are many risks that are too unique to be included in a package policy of where liability coverage is not available in the standard market. With an average of 19 years of industry experience, our team will customize coverage to fit your specific needs instead of forcing a one-size-fits all policy.

Non-Profit

Nonprofit & Social Services Insurance You face unique risks that can set you apart from other types of businesses. While you work hard to take care of the vulnerable in your community, Great American works hard to help take care of your organization, volunteers and participants. What should your organization consider when choosing nonprofit insurance protection? While your mission is to do good in the communities you serve, threats from rogue volunteers to cyber hackers can stop that. You need to work with insurance professionals who understand the wide range of these exposures. You have valuable property that requires tailored protection. We offer property coverage that allows for the addition of locations so that as you expand and grow you can continue to focus on serving your community. Ensure your organizations, volunteers and participants are covered from unexpected risks such as volunteer and participant injuries, client abuse, data breaches impacting your client and employee data and more. You could be overpaying on state unemployment insurance (SUI) taxes. Our Unemployment Contractual Liability (UCL) policy gives you an underwritten, cost-effective alternative.

Ocean Marine

Ocean Marine For 60 years, we have provided coverage for all of your marine insurance needs, tailored to fit your exposures, whether you own a small resort marina, commercial watercraft or luxury yacht. Our coverages protect vessel owners and other marine operations from physical loss and other liabilities. Learn more about our unparalleled services and depth of expertise. We’ve Got You Covered from Bridge to Keel There are many risks threatening the maritime industry that can have disastrous effects on a business’s bottom line and reputation. It’s critical you have an experienced, responsive insurance carrier at the helm. Only a handful of carriers have our depth of experience; fewer still have the extensive product selection, and only one has both. We have responded to the special needs of marine-based businesses by developing one of the most extensive selections of Ocean Marine insurance products available from a single carrier. That means the right coverage for every business, from a small resort marina to an ocean-going cargo ship. Why Choose Great American Ocean Marine? Simpler Process for Agents, Competitive Quotes for Insureds With one of the largest portfolios of products in the marine industry available from ONE carrier, when you place multiple coverages with Great American, there is less back and forth. We save you valuable time and can offer very competitive quotes. A Knowledgeable Staff, An Extension of Your Team With 50+ years’ experience insuring ocean-related businesses, our team’s expertise in many facets of marine claims come in handy with problem solving and cost containment. A Nationwide Team, Ready to Serve We have a nationwide network of underwriters and claims staff with eleven offices in North America. Our response time is among the best in the industry.

Workers Compensation

When a worker is injured on the job, Workers’ Compensation coverage protects your clients’ business operations and perhaps more importantly, helps to facilitate the injured worker’s recovery and return to work. The coverage consists of two parts: Part One — Workers’ Compensation insurance agrees to pay the benefits required under the applicable Workers’ Compensation law – including medical costs and lost wages (up to statutory limits). Part Two — Employers’ Liability insurance provides coverage for your legal liability to employees not covered by Workers’ Compensation law.