Insurance for people who love cars
At Hagerty, we protect collectibles as if they were our own. Let's Drive Together.
Personal Auto
High Value or Exotic Car
Classic Cars
Collector and classic car insurance
Our deep knowledge of cars and their owners lets us offer you exceptional classic car insurance coverage for less.
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Benefits of car insurance through Hagerty
Guaranteed Value® coverage
In the event of a covered total loss, you receive every cent of your car’s insured value.* No depreciation. No messing around. No hassle.
Flexible usage
Insuring a car through Hagerty allows occasional pleasure use.** You can go for a weekend drive, take your vehicle up to the local ice cream shop or attend unlimited events and cruises.
Expert Claims Handling
Our in-house parts specialists can help you track down replacement LKQ, OEM, or NOS parts—if they’re out there, we’ll find them. Hagerty maintains an extensive list of resources for hard-to-find parts.
You’ll save money
Because we specialize in collector car insurance, premiums through Hagerty are up to 21% lower than daily driver insurance.***
Unparalleled service and knowledge
We know collectible and vintage cars, so you deal with real people who understand your car and your needs.
We care about our future
At Hagerty, we believe it is our responsibility to support organizations and initiatives that help make sure the vehicles we love—and the lifestyles that revolve around them—not only survive, but thrive, well into the future. We are dedicated to supporting car culture through our suite of Youth Programs and support of the RPM Foundation and Hagerty Drivers Foundation.
Protect your car, even in a total loss
With Hagerty, we know your collector vehicle is filled with years of love, work, memories and stories that can’t be replaced. That’s why if the worst happens—a total loss—we help you keep your car and still receive your full Guaranteed Value with Cherished Salvage.
Watercraft/Boats
Small craft insurance
When you’re on your boat, you want to think about the water and the waves, not insurance coverage. Our partnership with Markel gives you the best protection, including broad navigation limits and no lay-up period, so you can focus on the fun.
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All covered
Make sure you have coverage that properly protects you and your boat, including uninsured boaters, medical payments and pollutant clean-up. Policies through Hagerty offer customized coverages, flexible payment options, discounts, and diminishing deductibles.
Let’s fix it or replace it right
Watercraft and equipment coverage helps cover repairs or replacement of your boat if it is damaged or stolen.
Get what it’s really worth
We’ll work with you to set an agreed value on your boat. That’s the amount you’ll be paid if your boat is deemed a total loss.*
Total replacement for newer boats
Replacement cost coverage is available on watercraft up to three years of age. The program will pay for a new boat of the same make, class, size, and type in the event of a total loss of the insured watercraft, including theft.
Protection for the unplanned
Even with the best maintenance plan, it’s possible to miss something that could cause consequential damage. You’ll be protected if your boat is damaged from a fire, explosion, sinking, collision or stranding.
Damage coverage for winter woes
If you paid for winterization services but they weren’t done properly and your engine block froze and cracked, you’ll be covered for the damage if you contracted with a commercial marina or repair facility.
